Business Loans & Fitout Finance
Quick access to funds without the hassle of dealing with a bank.
Whether you are growing your business or need short term Cash-flow, we can help you with a variety of Business Loans to help you continue to meet your cash flow commitments, purchase stock, pay staff or purchase additional assets. A business loan can even be used to assist the purchase of another business.
Fixed or revolving Business loans
You have the option of a fixed term loan between 12 – 60 months, or a revolving loan facility up to 5 years, allowing you to potentially reborrow up to your maximum loan size without having to go through another loan approval process as soon as your existing debt is repaid.
Fixed Term Loans - between 12 – 60 months
Quick access to a lump sum of cash
Fixed repayments designed to work with business cash flow.
Business Line of Credit / Overdraft - 24 - 60 months term
Use and reuse as often as you like up to approved limit.
Draw down funds as needed.
Only pay interest on the funds used.
Fit out Finance
- Fit outs for: Medical, Accountant, and other professional services
- Offices, Retail, Cafes, restaurants, shops, Factories, and any other fit out requirements
- 120-day payment deferral on all fitouts, conserve cashflow during non-trading period
- Purchase any business equipment, without the need for applications or credit score checks each time
- Can be used for multiple purchases up to the account limit
- Available balance increases as repayments are made
- No age or class restrictions for any equipment
- No establishment fees
- Can be used with any authorised supplier (excludes capital raises)
- No caps on soft costs for fit outs
- Loan limits are based on the strength of business rather than the asset
Fast, easy approval process
A business loan approval process is fast and easy, with access to funds typically available between 36-48 hours.
Financials, Tax Returns and security are not required under $500,000, only 6-months business bank statements.
No early repayment penalties.
